INCOME

Take Home Pay1 $
2 $
Pension/Benefit1 $
2 $
Family Payment $
Rent Assistance $
Board $
Maintenance $

TOTAL INCOME $

LIVING EXPENDITURE
BASIC LIVING COSTS

Housing:
Rent $
1st Mortgage $
2nd Mortgage $
Land Rates $
Water Rates $
House and Household Insurance $
House Repairs $
Strata Plan Levies $
Savings for Household Replacements $

Utilities:
Electricity $
Heating $
Gas $
Telephone $

Car/Travel Expenses:
Petrol $
Repairs $
Registration $
Insurance $
Licence/NRMA $
Fares $

Food:
Groceries $
Meat $
Fuit and Vegetables $
Milk $
Bread $
Lunches $
Pet Food $

Education:
School Fees $
Uniforms $
School / sports / excursions / books / pencils etc $
Pre-school/Child Minding $
Self Education $

SUB TOTAL (Expenditure) C/F $
SUB TOTAL B/F $

Medical:
Private Health Fund $
Dentist / Doctor / Optometrist $
Chemist $
Vet Fees $

Personal:
Clothing $
Haircuts $
Entertainment $
Sport $
Newspapers/Magazines $
Holiday Savings $
Birthday / Xmas Gifts $
Kids Pocket Money $
Drinks (alcoholic) $
Cigarettes $
Personal Spending $
Union Fees $

Miscellaneous:
Maintenance $
Life Insurance $
General Savings $
Special Projects $

TOTAL BASIC LIVING COSTS $

Other Repayments:
Car $
Bankcards $
$
Other Credit Cards $
$
Store Accounts $
$
$
Finance Companies $
$
$
Bank / Bldg Soc / Personal Loans $
$
Rental $
Credit Union Loans $

TOTAL OTHER REPAYMENTS $ (B)

TOTAL LIVING EXPENDITURE $ (A+B)

NET SURPLUS/DEFICIENCY $